Health Care Reform

 “We are in the healthcare business and even being in the healthcare business, the healthcare insurance market and the Affordable Care Act is very complex with multiple components to it…we need the assistance of some experts related to the insurance component of that and the requirements for that, the reporting requirements that we have for insurance products when we’re covering our staff, DMIG has been there to help us significantly in that endeavor.”

– Troy Simon, cCARE

On March 30, 2010, the Patient Protection and Affordable Care Act (PPACA) became law. In addition to making sweeping changes to the health care system in America, this law also profoundly alters the landscape of employer compliance with federal and state law.

The PPACA adds an additional layer of compliance onto the ERISA, HIPAA and COBRA laws and that, coupled with the fact that employers are now subject to benefit program audits by the Departments of Labor (DOL), Health and Human Services (HHS) and the Internal Revenue Service (IRS), makes it imperative that employers of all sizes create partnerships with firms who know the law and the requirements.

Der Manouel Insurance Group is dedicated to educating our clients on the ever-changing policies that continue to result from the enactment of the new law, and assisting them in developing benefit programs that meet the needs of their employees, fall within their budgets and comply with the law.

Our staff of Benefits Consultants are continually being kept aware of the law and upcoming employer requirements by our in-house subject matter expert, Vic Gunderson. Vic has more than 35 years’ experience in the benefits compliance arena, and has received the Certificate of Health Care Reform Studies from the American College. Vic works closely with the DMIG ERISA attorney, attends monthly advanced compliance and annual continuing education conferences to keep the DMIG team and our clients current with the latest in regulatory requirements.

Please visit this page often, as we will periodically post samples of the memorandums and bulletins that we regularly provide to our clients. If you have any questions regarding Health Care Reform or any other employee benefit compliance issue, please contact us!